Attention homeowners in Houma and Terrebonne County: Get an Appraisal today!

The top seven reasons why LA homeowners need Manno Valuation, Inc:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a LA property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a LA divorce, when property needs to be divided
  7. Determine the true market value of property in question to settle an estate

Do you own a house in or near Houma? Do you need help deciding the value of your real estate?
Contact Manno Valuation, Inc.

At Manno Valuation, Inc, we understand the special needs of a customer after appraisal services. Our usual business clients get the appraisal process and the customary documents we provide. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Manno Valuation, Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Manno Valuation, Inc is veterans in helping clients just like you do away with unwanted and unneeded PMI insurance.

Challenge Terrebonne county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other homes close to yours. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Manno Valuation, Inc is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Manno Valuation, Inc can help you reinstate your home equity line of credit with efficient appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.